BudgieTerms of Use
These terms are an agreement between you and RRDL Limited ("we", "us") for your use of the Budgie app and the websites at couplense.com (together, the "Service"). By downloading or using the Service you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the Service.
1. The Service
Budgie helps couples and individuals track shared expenses, split bills, settle up, park purchases in a cooldown, ask a partner before buying, and see prices in work-hours and projected invested value. Features may change over time.
2. Who can use it
You must be at least 13 years old (16 in the EEA) and able to enter into a binding agreement.
3. Your account and your partner
- An account is created automatically when you first open the app. You are responsible for activity on your device and account.
- When you pair with a partner, you share expense, split and settle-up data with them. Only pair with someone you trust with that information. Your income stays private.
- You are responsible for the accuracy of what you enter.
4. Not financial advice
Budgie is a tracking and decision tool. It is not a bank, lender, payment service, accountant or financial adviser. Work-hour figures and investment projections are estimates based on the numbers you enter and an assumed average return; past returns do not predict future ones. No money moves through the app: "settle up" only records that a balance was paid. Your financial decisions are your own.
5. Subscriptions
- Budgie is free to use, with an optional paid subscription, Budgie Pro. One subscription covers you and your paired partner.
- Payment is charged to your Apple ID or Google Play account when you confirm the purchase.
- Auto-renewal: the subscription renews automatically for the same period and price unless you turn off auto-renew at least 24 hours before the end of the current period. Renewal is charged within 24 hours before the period ends.
- You can manage or cancel at any time in your App Store or Google Play account settings. Deleting the app does not cancel your subscription.
- Free trials: if a trial is offered, any unused part of it ends when you buy a subscription.
- You can restore previous purchases from Profile → Restore Purchases.
- Refunds are handled by Apple or Google under their own policies.
- Prices are shown in the app before you buy. If a price changes, the store will tell you before the next renewal.
6. Acceptable use
You agree not to:
- use the Service unlawfully, or enter another person's data without their consent;
- reverse engineer, scrape, or try to access non-public parts of the Service;
- overload, disrupt or get around security or rate limits;
- upload malicious, illegal, infringing or abusive content;
- resell the Service without our written permission.
7. Your content
You own what you add (expenses, notes, photos). You give us a limited licence to store, process and display it only to run and improve the Service, as described in the Privacy Policy.
8. Our content
The app, its design, pixel art, name and logo belong to us or our licensors. We give you a personal, non-exclusive, non-transferable, revocable licence to use the app under these terms and the applicable Apple or Google licence terms.
9. Third-party services
The Service relies on third parties such as Apple, Google, Firebase, RevenueCat and our hosting providers. Their own terms may apply, and we are not responsible for their services.
10. Apple
These terms are between you and us, not Apple. Apple has no obligation to provide support or maintenance for the app. To the extent allowed by law, Apple has no warranty obligation for the app, and we, not Apple, are responsible for any claims about it (including product liability, legal or regulatory compliance, and consumer protection). Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you. You confirm that you are not located in a country under a U.S. government embargo and are not on a U.S. list of prohibited or restricted parties. If the app fails to meet any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the app.
11. Disclaimers
The Service is provided "as is" and "as available". To the extent allowed by law, we make no warranties of any kind, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not promise the Service will be uninterrupted or error-free.
12. Limitation of liability
To the extent allowed by law, we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill. Our total liability for any claim is limited to the greater of the amount you paid us in the 12 months before the claim or USD 50. Nothing in these terms limits liability that cannot be limited by law, or your statutory rights as a consumer.
13. Ending your use
You can stop using the Service and delete your account at any time from Profile → Delete Account. We may suspend or end access if you seriously breach these terms or to protect the Service or other users. Sections that should naturally survive (ownership, disclaimers, liability, governing law) continue to apply.
14. Governing law
These terms are governed by the laws of the jurisdiction in which RRDL Limited is incorporated, without regard to conflict-of-law rules. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and you may bring claims in your local courts.
15. Changes
We may update these terms. We will change the date above and tell you in the app if the change is significant. If you keep using the Service after a change, the new terms apply.